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title_diff: "[{\"diffs\":[[1,\"如何通过ETF基金配置，实现每月可分红？\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":20}]"
body_diff: "[{\"diffs\":[[1,\"<html>\\\r\\\n<head>\\\r\\\n  <title>如何通过ETF基金配置，实现每月可分红？</title>\\\r\\\n  <basefont face=\\\"微软雅黑\\\" size=\\\"2\\\" />\\\r\\\n  <meta http-equiv=\\\"Content-Type\\\" content=\\\"text/html;charset=utf-8\\\" />\\\r\\\n  <meta name=\\\"exporter-version\\\" content=\\\"YXBJ Windows/608924 (zh-CN, DDL); Windows/10.0.0 (Win64); EDAMVersion=V2;\\\"/>\\\r\\\n  <meta name=\\\"content-class\\\" content=\\\"yinxiang.peso.superNote\\\"/>\\\r\\\n  <meta name=\\\"application-data:yinxiang.noteLayout\\\" content=\\\"{\\\"lineSpace\\\":\\\"recommend\\\",\\\"paragraphSpace\\\":\\\"recommend\\\"}\\\"/>\\\r\\\n  <style>\\\r\\\n\\tbody, td {\\\r\\\n\\t  font-family: 微软雅黑;\\\r\\\n\\t  font-size: 12pt;\\\r\\\n\\t}\\\r\\\n  </style>\\\r\\\n</head>\\\r\\\n<body>\\\r\\\n<a name=\\\"45012\\\"></a>\\\r\\\n<h1>如何通过ETF基金配置，实现每月可分红？</h1>\\\r\\\n\\\r\\\n<div><span style=\\\"\\\"><div style=\\\"max-width: 700px;\\\"><p></p><div style=\\\"--en-blockquote: true; box-sizing: border-box; border-left: 3px solid #b4c0cc; background-position: initial initial; background-repeat: initial initial;\\\"><div>原文链接: <a href=\\\"https://mp.weixin.qq.com/s?__biz=MjM5MTU3MjQ1NQ==&amp;mid=2650403133&amp;idx=1&amp;sn=094723bd3958778c66520d523d959013&amp;chksm=bfe56f829b829273e2bad28b0d66e3de04bed7cb17b859ca25bbbdca64df8fe272ed69777bb4&amp;mpshare=1&amp;scene=1&amp;srcid=0723dLU0hQTSdmk5hvvAqID8&amp;sharer_shareinfo=bef6e981e0dbceaf579d36c7f1f40f8a&amp;sharer_shareinfo_first=bef6e981e0dbceaf579d36c7f1f40f8a#rd\\\"><span>https://mp.weixin.qq.com/s?__biz=MjM5MTU3MjQ1NQ==&amp;mid=265040...</span></a></div></div><p></p><div style=\\\"\\\"><div><div><div><span style=\\\"\\\">原创</span><span><span style=\\\"\\\">博实挚珍</span></span><span><a style=\\\"\\\"> 安贞投资 </a></span><span><em></em></span></div><div style=\\\"\\\"><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span><img src=\\\":/6f1b76d43e894154be5589a380c561e6\\\" type=\\\"image/jpeg\\\" data-filename=\\\"640.jpg\\\" style=\\\"--en-marks: %7B%22align%22%3A%22center%22%7D; width: auto;\\\" width=\\\"auto\\\"/></span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">厌倦了频繁择时与个股踩雷的烦恼？渴望一份能定期</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">“落袋为安”的被动收入？</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">ETF</span></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">或许正是一种解决方案。这类基金紧密跟踪特定红利指数，精选市场中持续高分红、基本面稳健的优质公司，省去个股研究的繁琐。其核心魅力在于：</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">被动投资</span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">的便捷性</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"> + </span><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">持续分红</span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">的现金流属性，同时收获企业盈利增长的长期红利。</span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><br/></span></font></p><p style=\\\"\\\"><b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">一、什么是红利指数基金</span></span></font></b><b></b></p><p style=\\\"\\\"><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">红利指数的核心特点在于其聚焦于</span></span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">“真金白银”的分红能力。</span></span></font></b><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\"></span></span></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">这类基金严格跟踪特定的红利策略指数（如中证红利、</span></font><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">恒生</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利等），这些指数选股逻辑的核心是筛选市场中</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">股息率高、分红记录持续且稳定、基本面扎实</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">的上市公司。</span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">这不仅仅看重公司当前的慷慨程度（高股息率），更强调其</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">盈利的稳定性、充沛的现金流以及健康的财务状况</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">以确保分红的可持续性，有效规避</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">“价值陷阱”。投资组合往往偏向于天然具备</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">较强的防御属性</span></span></font></b><b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">的行业</span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，在市场波动中通常表现出更低的波动率和相对抗跌的特性。</span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">作为被动型投资工具，红利指数基金运作</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">透明高效、成本低廉</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">通过持有一篮子高分红股票，收获</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">现金流收入</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">（股息），同时分散了个股风险。</span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">长期而言，其不仅可以提供</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">“落袋为安”的收益，更能通过红利再投资<span style=\\\"font-weight: bold;\\\">发挥</span></span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">复利效应</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，被视作追求稳健现金流、降低组合波动、进行长期资产配置的基石型工具之一。</span></font></p><p style=\\\"\\\"><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><br/></span></font></p><p style=\\\"\\\"><b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">二、如何通过红利</span></span></font><font face=\\\"Calibri\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">ETF</span></span></font><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">配置，实现月月可分红？</span></span></font></b><b></b></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">可以考虑同时配置</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利价值</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">ETF（</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">563700</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">）、恒生红利低波</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">E</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">TF（</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">59545）和</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利低波动</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">ETF（</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">563020</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">）。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">为什么把三个基金放在一起呢？是因为这三个基金的分红评价月份，加起来恰好是全年不同的月份。如果三个基金同时持有的话，每个月都有机会能拿到一笔分红。</span></font></p><div style=\\\"text-align: center;\\\"><img src=\\\":/1424ae02a008443c87e66e7f14460c51\\\" type=\\\"image/png\\\" data-filename=\\\"640.png\\\" style=\\\"--en-marks: %7B%22align%22%3A%22center%22%7D; width: auto;\\\" width=\\\"auto\\\"/></div><p style=\\\"\\\"><span>以前总有朋友会问我，能不能实现稳定的高频分红。说实话，通过持有单只股票是很难实现月度分红，</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">大</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">多只是年度分红，且股票波动性还较大。但是通过这三只红利指数基金搭配，就</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">有机会</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">实现月月可分红了，且分散风险，波动性相对比持有股票</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">一些</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">以</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">近期实际分红情况</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">为例</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">如果</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">投资者此前同时持有各</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">0万份这三只产品，</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">5月可获得恒生红利低波E</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">TF派发的</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">200元现金分红，</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">6</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">月可获得</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利低波动</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">ETF</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">派发的</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">000元现金分红，7月可获得</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利价值</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">ETF</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">派发的</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">000元现金分红</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><br/></span></font></p><p style=\\\"\\\"><b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">三、如何通过红利基金，实现复利效应？</span></span></font></b><b></b></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">还有一些朋友可能不要求定期现金流，而是追求复利收益，可关注每年进行分红评价的</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">红利</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">E</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">TF易方达</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">（</span></font><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">515180</span><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">）</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，所得年度分红可以再买入这只产品。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">单利，就是把分红拿走。比如买入</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">10万元，每年拿走分红10000元。单利就是10%。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">复利是我们把这</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">10000元分红再投进去，再买成基金。然后这10000元也会有投资收益。这样到第二年，本金其实就是11万元，如果收益是10%的话，第二年收益就是11000元。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">虽然短期看起来好像每年只差</span></font><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">1000元，但是复利是指数增长，年收益10%，持续10年的复利计算方法是1.1的十次方，十年以后本金加利润总和是25.9万。而单利每年取走这10%的利息，十年以后核算本金加利息总和是的20万。</span></font></p><p style=\\\"\\\"><font face=\\\"等线\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><br/></span></font></p><p style=\\\"\\\"><b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">小结</span></span></font></b><font face=\\\"宋体\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">：</span></span></font></p><p style=\\\"\\\"><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">红利配置的精髓，在于同时驾驭了</span></span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">“现金流”与“时间”这两大财富核心要素。</span></span></font></b><span style=\\\"color: rgb(64, 64, 64); background: rgb(255, 255, 255);\\\"><span></span></span><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">“月月可分红”（通过组合构建实现类似效果）提供了看得见、摸得着的财务安全感，满足当下的现金流需求；而将分红</span><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">坚定不移地进行再投资</span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">，则是对</span></font><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">“复利效应”这一世界第八大奇迹的最高礼赞。它让财富的增长摆脱了对市场短期波动的过度依赖，转而依赖于企业真实的盈利能力和稳定的股东回报。这种策略，本质上是对</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">价值创造本源</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">的回归，也是对</span></font><b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\"><span style=\\\"font-weight: bold;\\\">长期主义</span></span></font></b><font face=\\\"Segoe UI\\\"><span style=\\\"color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em; font-style: normal; font-weight: normal;\\\">投资哲学的笃实践行。</span></font></p></div></div></div></div></div></span>\\\n</div></body></html>\\u0000\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":20732}]"
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updated_time: 2025-11-28T21:04:33.573Z
created_time: 2025-11-28T21:04:33.573Z
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