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title_diff: "[{\"diffs\":[[1,\"2023年11月16日\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":11}]"
body_diff: "[{\"diffs\":[[1,\"2023年11月16日 \\\n\\\n \\\n\\\n# 2023年11月16日\\\n\\\n定时定额其实是理财作家的的谎言，表面上看起来很有道理`摊平成本`，但事实上完全没有考虑到时间成本，你把10万元分10个月定时定额，是没错，它能使得你的成本平均，但是别忘了有9万元是不同程度的躺在账户里面的，而没有进行投资，注意到问题了吗？\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":151}]"
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