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title_diff: "[{\"diffs\":[[1,\"我的投资哲学V1.3\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":10}]"
body_diff: "[{\"diffs\":[[1,\"我的投资哲学V1.3 \\\n\\\n \\\n\\\n# 我的投资哲学V1.3\\\n\\\n  \\\n\\\n昨天收看 YT，smart 月刊社長提到他的投資策略，是配息型 ETF 永遠不賣，根據波動調整市值型 ETF。換句話說，他的策略跟我完全相反，我在思考到底是哪一種策略是正確的，暫時這個問題是 open。\\\n\\\n我的投资哲学总结就是一句话`慢慢地变富有`，如果有延申的话，那就是`做好风险控管，在一个大周期里去实现财富增长`。\\\n\\\n![](:/c3d08d76dde840f1a1d5a82413151676)\\\n\\\n股票投资主要在市值型ETF，高股息ETF只有在价格合适的时候才适合，况且它与债券是可以共通的，当利率高的时候要买长天期债券锁住利率，当利率低的时候，只能用来当资金的停泊或是风险的对冲。\\\n\\\n  \\\n\\\n大陸部分：\\\n\\\n|     |     |     |\\\n| --- | --- | --- |\\\n| 投资分类 | 投资标的 | 证券代号 |\\\n| 市值型ETF | 滬深300 | 510310 |\\\n| 恒生科技30 | 513010 |\\\n| 配息型ETF | 红利低波50 | 515450 |\\\n| 债券  |     |     |\\\n|     |     |     |\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":521}]"
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updated_time: 2025-11-28T21:44:29.588Z
created_time: 2025-11-28T21:44:29.588Z
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