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title_diff: "[{\"diffs\":[[1,\"投资短天期公债的目的 2024年6月24日\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":21}]"
body_diff: "[{\"diffs\":[[1,\"<html>\\\r\\\n<head>\\\r\\\n  <title>投资短天期公债的目的 2024年6月24日</title>\\\r\\\n  <basefont face=\\\"微软雅黑\\\" size=\\\"2\\\" />\\\r\\\n  <meta http-equiv=\\\"Content-Type\\\" content=\\\"text/html;charset=utf-8\\\" />\\\r\\\n  <meta name=\\\"exporter-version\\\" content=\\\"YXBJ Windows/608924 (zh-CN, DDL); Windows/10.0.0 (Win64); EDAMVersion=V2;\\\"/>\\\r\\\n  <style>\\\r\\\n\\tbody, td {\\\r\\\n\\t  font-family: 微软雅黑;\\\r\\\n\\t  font-size: 12pt;\\\r\\\n\\t}\\\r\\\n  </style>\\\r\\\n</head>\\\r\\\n<body>\\\r\\\n<a name=\\\"3372\\\"></a>\\\r\\\n<h1>投资短天期公债的目的 2024年6月24日</h1>\\\r\\\n\\\r\\\n<div><span><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"-en-paragraph:true;\\\">YB</span><span style=\\\"-en-paragraph:true;\\\">投資備忘錄</span> <span style=\\\"-en-paragraph:true;\\\">2024</span><span style=\\\"-en-paragraph:true;\\\">年</span><span style=\\\"-en-paragraph:true;\\\">6</span><span style=\\\"-en-paragraph:true;\\\">月</span><span style=\\\"-en-paragraph:true;\\\">24</span><span style=\\\"-en-paragraph:true;\\\">日</span><span style=\\\"-en-paragraph:true;\\\">–</span> <span style=\\\"-en-paragraph:true;\\\">檢討投資短天期公債的目的</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"-en-paragraph:true;\\\"> </span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">針對短天期的公債投資，我有</span><span style=\\\"mso-fareast-font-family: PMingLiU;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">2</span><span style=\\\"mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">次經驗：</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">一次是</span><span style=\\\"mso-fareast-font-family: PMingLiU;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">00864B</span> <span style=\\\"mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">中信美國公債</span><span style=\\\"mso-fareast-font-family: PMingLiU;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">0-1</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">，這是一檔不配息的公債，大概從去年底開始，我持有的時間大概</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">4 – 5</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">個月，最終以小幅的虧損出清。</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">另外一次是</span> <span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">00719B</span> <span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">元大美債</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">1-3</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">，這是一檔季配息公債，我也大概是從去年底開始持有，至今經過數次的加碼，目前已經持有</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">60</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">張，以本金而言目前大概賺了</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">2%</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">，當然了每季有配息，殖利率大概有</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">4.8%</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">。</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\"> </span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">爲什麽我想要投資短天期公債？目的當然跟巴菲特一樣，就是短期的資金停泊，希望在等待投資機會的時候，資金也能夠有效率的利用，然而我在投資</span><span style=\\\"mso-fareast-font-family: PMingLiU;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">00864B</span> <span style=\\\"mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">中信美國公債</span><span style=\\\"mso-fareast-font-family: PMingLiU;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">0-1</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;mso-fareast-language: ZH-TW;-en-paragraph:true;\\\">的時候，發現到這個投資很糟糕，持有了</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">4-5</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">個月，非但一分錢利息沒有收到，本金還下跌了</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">2 -3%</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">，</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">00719B</span> <span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">元大美債</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">1-3</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">稍微好一點，其中經歷過本金下跌</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">2 – 3%</span><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">的窘境，但好歹每季有配息，但也無法稱得上是成功的投資。</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">回歸初心，我在從頭思考我投資短天期公債的目的--資金短暫停泊。但短天期公債真的能承擔這個「功能」嗎？</span></div><div style=\\\"margin-top: 1em; margin-bottom: 1em;\\\"><span style=\\\"mso-ascii-font-family: 等线;mso-ascii-theme-font: minor-fareast;mso-hansi-font-family: 等线;mso-hansi-theme-font: minor-fareast;-en-paragraph:true;\\\">如果我們在美國，這個答案是毫無疑問的，不然巴菲特就不會這麼做了，但我們在臺灣，事情就沒有那麼單純了</span></div></span>\\\n</div></body></html>\\u0000\"]],\"start1\":0,\"start2\":0,\"length1\":0,\"length2\":7645}]"
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